Uniastrum extends Loyal Client promotion period

Anyone making a fixed deposit investment in rubles, dollars or euros receives an extra 0.5% on the rate applicable the date the account is opened

Under the terms of the special promotion, Uniastrum customers already holding a fixed deposit agreement or funds in a demand deposit or checking account still held with Bank after the respective expiration date are invited to invest in a term deposit (“Future Perfect”, “Access”, “Big Interest” or “Saver” account) and can look forward to earning an additional 0.5% interest on the current rate. Details, together with the terms and conditions can be found by clicking on http://www.uniastrum.ru/press/announces/3904/.

When it comes to choosing a lucrative deposit product, Uniastrum’s Big Interest account remains a firm favorite among the Bank’s customers, not least because it enables them to invest anywhere between Rb 100,000 to 100,000,000 for one year and accrue sizeable earnings even if they opt for early closure.

Uniastrum clients who open fixed term deposit accounts are automatically given a check card or a payment card with an authorized overdraft facility of Rb 30,000 (or the dollar/euro equivalent) issued as part of the Bank’s U-Pay Deposit program. The U-Pay Deposit card has been designed especially for Uniastrum deposit holders and features competitive interest rates, as well as straightforward and no-fuss application formalities. Customers who opt to close their deposit account continue to enjoy all the benefits which the card provides. There are no card administration fees.

“Building long-term quality relationships with our clients is an important part of our everyday business,” notes Vaagn Nshanyan, Director of Uniastrum’s Retail Business Development Department. “Bank deposits remain one of the safest ways for people to maintain and increase their money. Now that the Loyal Client promotion has been extended, more Uniastrum Bank customers can open new deposit accounts and profit from their investments.”

CB UNIASTRUM BANK LLC was established in 1994. Uniastrum is a universal lending institution offering a comprehensive range of financial products and services, with particular focus given to the retail sector and small and medium-sized businesses. Uniastrum is one of Russia’s Top-30 systemically important banks, as ranked by the Central Bank of the Russian Federation, and places among the country’s Top-20 based on the size of its branch network. It is Russia’s 45th largest bank by asset size, 31st by loan portfolio volume, 28th by overall retail deposits, and 13th by total auto loans. In 2003-2007 it was the 14th biggest dynamic-growth bank, according to ratings released by RosBusinessConsulting news agency. Uniastrum’s financial statement for January 1, 2010 showed the Bank’s total assets at Rb 140 bn, with equity capital amounting to Rb 8.7 bn. Uniastrum Bank is a deposit insurance scheme participant. On May 31, 2010 Moody’s Investors Service affirmed the Bank’s long-term global foreign and local currency deposit rating at Ba2 with a stable outlook, while Moody’s Interfax Rating Agency affirmed its national scale rating at Aa2.ru. Uniastrum’s regional network currently numbers around 220 offices (including 43 branches) in 48 Russian regions. Since October 31, 2008 Uniastrum Bank has been a member of the Bank of Cyprus Group.

For more information call or write Press office:

press@uniastrum.com

www.uniastrum.ru