Uniastrum offers regional clients new consumer lending program

Beginning this August, Uniastrum clients outside Moscow are able to take out an unsecured “U-money” general purpose loan of up to Rb 900,000, with flexible 3-year drawdown period

Interest charged on the loan totals 28.9% APR, and there is a 2.9% disbursement fee. Importantly, there are no hidden extras. For their added convenience, borrowers are given a Visa Electron card to draw the loan, which is repayable in equal monthly installments. Once submitted, a loan application can be processed within 5 days or less.

The “U-Money” lending option offers the following benefits:

• cash for any purpose

• no collateral or guarantors necessary

• no insurance required

• no account maintenance fee

• flexible payment plan

• full repayment at any time without penalty charges or early settlement fees

• minimum paperwork and formalities for loans up to Rb 150,000

• customers can choose between a cash loan or, alternatively, a bank card to pay for goods and services anywhere in the world.

As an added bonus for corporate clients, Uniastrum payroll cardholders enjoy preferential loan conditions.

“Our “U-Money” program has been running a good year or two now in the Moscow region and has proved its worth,” says Oleg Shvetsov, Deputy Chairman of Uniastrum’s Management Board. “People living in those regions of Russia where Uniastrum has a presence now have the opportunity to share in its benefits, which include, among numerous others, a quick and simple application process, competitive interest rates, and, of course, the fact that it can be used for absolutely any purpose.”

For more information call or write Olga Kurganova:

744 04 04, ext. 1066

kurganova@uniastrum.com

www.uniastrum.ru